Welcome to your Bon Secure Bay-front retreat in the Bay Gardens community of Fort Morgan! This beautifully positioned 3-bedroom, 2-bath cottage offers the ultimate coastal lifestyle with stunning water views and multiple outdoor living spaces. Enjoy three private balconies, including one off the primary bedroom, one off the second bedroom, and a spacious 25x9 front balcony overlooking the bay—perfect for relaxing or entertaining. Imagine your morning coffee overlooking the sunrise watching the dolphins play. Located just two doors down from a community boat launch and dock with fishing pier, this home provides easy access to days on the water. Being sold fully furnished, including all appliances, this property is truly move-in ready—ideal for a primary residence, second home, or investment opportunity. This home has been meticulously maintained and has brand new laminate flooring in the kitchen and utility room. The kitchen also has a brand new dishwasher, nearly new stove and refrigerator, and granite countertops. There is plenty of storage under the home with room to park cars, a boat, golf cart or whatever watercraft you want to enjoy this community. There is even a storage area for lawn equipment or watercraft accessories Bring your boat and start living the coastal lifestyle immediately! Buyer to verify all information during due diligence.