RARE ZERO-STAIR FORT MORGAN COTTAGE! Whether you’re looking for the ultimate turnkey retirement haven, a dream second home, or a lucrative short-term rental investment, this fully furnished custom cottage delivers it all. Nestled in the highly desirable Cabana Beach community, this home perfectly balances secluded coastal living with incredible neighborhood amenities.Property Highlights:True Single-Level Living: Zero stairs for effortless access! Also flood insurance is optional.Recent Updates: Freshly painted exterior (March 2026), stunning new palm landscaping (May 2025), and a beautiful brick paver back patio. Custom Craftsmanship: High wooden ceilings, tongue-and-groove walls, and handcrafted built-in bunk beds give this home unforgettable character.Kitchen: Features a premium gas range, butcher block countertops and island, and a large picture window.Peacful Outdoor Oasis: Sip your morning coffee on the screened porch or on thsurrounded by the sounds of nature.Enjoy the Best of Both Worlds! Situated right between the Gulf of America and Mobile Bay, Cabana Beach Estates offers a QUIET, SECLUDED, CROWD-FREE, golf-cart-friendly lifestyle. Walk or ride your golf cart to the private neighborhood Gulf-front beach (limited car parking is available as well) *Renters cannot use Golf Carts in the community.*You'll love the private neighborhood park on Mobile Bay, complete with a fishing pier right across the road. Minutes from a public boat launch for water sports access. Bonus Luxury: Owners can purchase a non-resident membership to the neighboring Beach Club Resort for access to multiple pools, tennis courts, and fitness facilities.Investment & HOA Details: Short-Term Rentals Allowed! * Low-cost community upkeep: Small annual HOA fee of $300 covers community beach/bay access plus there is an annual road maintenance assessment fee of $300. Rental owners pay an additional $300/year (due April 1).Buyer to verify all information during due diligence. Buyer to verify all i