Rare opportunity for 100 ft directly on Mobile Bay - includes a main cottage and guest cottage! Enjoy coastal living from this charming waterfront cottage with direct water views, a private dock, and a peaceful setting just minutes from the beach. This property offers a rare combination of privacy, convenience, and outdoor lifestyle, with a large spacious lot, mature trees, and multiple outdoor areas for relaxing or entertaining. Inside, the main cottage features 2 bedrooms/1 bathroom, a bright, clean layout with neutral finishes, recessed lighting, and laminate flooring. The kitchen is open, spacious, with granite countertops, stainless appliances, and dining area. Cozy screened side porch with beautiful water views. The separate guest studio cottage features a comfortable open living/sleeping area. The kitchenette includes a microwave, minifridge, electric cooktop, sink, coffee station, and dining table space. The bathroom is updated with a double vanity, freestanding tub, separate tiled shower, and modern fixtures. Both cottages feature metal roofs. Both cottages renovated in 2022 with updated electrical, plumbing, appliances, HVAC system (main cottage), mini split unit (guest cottage) and water heaters. Outside, the property includes a large yard, 100 ft water frontage, and a private pier/dock perfect for enjoying morning coffee, fishing, or sunset views. The aerial photos show a deep lot with easy road access, plenty of outdoor space, and nearby coastal amenities. This is an ideal property for a weekend getaway, short/long-term rental, or personal waterfront retreat. Enjoy the quiet and privacy of the Ft Morgan peninsula but still so close to golf courses such as Kiva Dunes and The Peninsula, Pines Park public boat launch, and many great restaurants such as Jesses on The Bay, Sassy Bass, and Tacky Jacks 2! Property has been used as a short term rental with gross income 2024 $50,000; 2025 $52,000. Buyer to verify all information during due diligence