Rare opportunity to ASSUME the seller's 3.0% interest rate (subject to lender approval and buyer qualification), offering approximately $200,000 savings over the life of the loan and a significant potential $350 monthly savings compared to today's rates! This Gold Fortified one-level home sits on a corner lot backing to wooded green space in the desirable Churchill subdivision in Spanish Fort. The open, split-bedroom floor plan features HIGH CEILINGS, a fireplace, custom built-ins, and abundant natural light. The kitchen offers GRANITE COUNTERTOPS, a center island, pantry, and ample cabinet storage. The spacious primary suite includes DOUBLE VANITIES, a separate tiled shower, soaking tub, and walk-in closet. Three additional bedrooms share a hall bath with double vanities. Functional laundry room with walk-in storage and a mudroom with built-in boot bench. Plantation shutters throughout, FRESH INTERIOR PAINT, and NEW BEDROOM CARPET make this home move-in ready. Enjoy the back deck overlooking the FULLY FENCED backyard, plus a 12x12 custom shed, seamless gutters, and additional storage underneath the home. The professionally encapsulated crawlspace features a dehumidifier, pump system, and TRANSFERABLE WARRANTY. Side-entry double garage with an extra parking pad. Churchill amenities include a community pool, playground, sidewalks, and street lights, all with convenient access to I-10. Buyer to verify all information during due diligence.